Own your building — without the credit check.
Affordable monthly payments, 24–60 month terms, no early-payoff penalty. Works on most portable buildings under $30,000. At the end of the term, the building's yours outright.
What is rent-to-own?
Rent-to-Own (RTO) is an affordable payment option that lets you lease a building for a specified period (usually 24–60 months), with ownership transferred at the end of the term. Available for buildings priced below $30,000 — no credit check.
The cost of the building is divided into manageable monthly payments. To start a contract, we need the first month of rent, a security deposit, and delivery fees (if any). Some buildings don't require a security deposit or delivery fee. Then we deliver.
Total cost over time will be higher than the upfront cash price, but the additional charges are rental fees — not finance charges. You can pick a term from 24 to 60 months.
No penalty for paying off early. In fact, we discount the balance if you do — so you save money and own your building sooner. You can also return the building at any time during the term (as long as payments are current) without impacting your credit.
Contract terms and options may vary by building type, size, and location. Final pricing and terms are set at point of purchase.
Built for real people, not perfect credit.
- No credit check required
Everyone's welcome regardless of credit history. Approval is simple.
- Quick and convenient setup
First month's rent, security deposit (if applicable), and delivery fees (if any). That's it.
- Affordable monthly payments
Total cost split into budget-friendly monthly payments — no large upfront investment.
- Flexible terms
Choose a payment plan that works. Pay off in 24 to 60 months.
- Custom structure
Personalized, custom-ordered buildings — size, door placement, windows, and more.
- Your shed, no tricks
At the end of the term, the building is yours — no extra steps.
- No early-payoff penalties
Pay off anytime without penalty. Bonus: early payoffs get a discount on the balance.
- Return option
Circumstances change? Return the building anytime (payments current) — no impact on credit.
What you can rent-to-own.
Start your rent-to-own.
Pick a building, tell us the size, and we'll get your RTO contract going. No credit check, no pressure.